Privacy Policy

CalcFinance ("we," "our site") operates the website calcfinance.ca. This Privacy Policy describes how we collect, use, and protect information about you when you visit our site. By using CalcFinance, you agree to the practices described in this document.

CalcFinance does not require account creation and does not directly collect personally identifiable information. The calculators run entirely in your browser and no data you enter into the calculators is sent to our servers.

We may collect non-personal data through the following third-party services:

• Vercel Analytics: anonymized audience measurement (pages visited, session time, country of origin). This data is aggregated and cannot be used to identify you.

• Plausible Analytics (if enabled): a privacy-friendly analytics tool, cookie-free, GDPR-compliant.

• Contact form: if you contact us via the form, your email address and message content are sent to Formspree (formspree.io) to be forwarded to us. This data is used solely to respond to your inquiry.

CalcFinance uses Google AdSense to display advertisements. Google AdSense is an advertising service provided by Google LLC. As part of this service, Google and its partners may:

• Use cookies to serve personalized ads based on your visits to CalcFinance and other websites.

• Use the DoubleClick cookie to measure advertising effectiveness.

How to disable personalized ads:

You can disable Google ad personalization by visiting Google's Ad Settings (g.co/adsettings) or by going to aboutads.info. You can also disable advertising cookies through your browser settings.

To learn more about how Google uses data from partner sites, visit: policies.google.com/technologies/partner-sites

Anonymized audience data collected through Vercel Analytics is used exclusively to:

• Understand which calculators are most used

• Improve site performance and usability

• Detect and correct technical errors

We do not sell, trade, or transfer any information to third parties for commercial purposes.

In accordance with applicable privacy laws, including Quebec's Law 25 and the General Data Protection Regulation (GDPR) for European visitors, you have the following rights:

• Right to access your personal data

• Right to rectification or deletion

• Right to object to processing

To exercise these rights, contact us through the contact form on our site.

Our site is hosted on Vercel and uses the HTTPS protocol to encrypt all communications. We apply web security best practices to protect the integrity of our site and your data.

Our site may contain links to third-party websites (financial institutions, government agencies, etc.). We are not responsible for the privacy practices of these external sites. We encourage you to review their respective privacy policies.

We reserve the right to modify this Privacy Policy at any time. Changes take effect upon publication on this page. The last updated date is shown at the top of this page.

For any questions about this Privacy Policy, contact us through our contact form at calcfinance.ca/en/contact.